1. Are you financially literate?
2. Is your present net worth positive?
3. Do you know your future planned (10 year) net worth?
4. Do you know your minimum passive income requirement?
5. Do you have an annual budget?
6. Do you always spend less than you earn?
7. Do you have a Financial Freedom Roadmap written out?
8. Are you following your Financial Freedom Roadmap?
9. Do you have a savings fund and an emergency fund?
10. Do you have more than 1 source of income?
11. Do you have more than 3 Asset classes?
12. Do you have an investment plan that’s working?